About us

ABOUT US

Sabre Financial. Loans, simplified.

At Sabre Financial, we cut the jargon and make loans simple. We’re open, and honest and do everything to make sure your experience is as stress-free as possible.

Who we are


We’re a team of loan specialists with over 20 years of experience in banking and finance. We’ve helped countless Aussies move into their new homes, and we’re here to help you realise the lifestyle and home ownership dreams you’ve been chasing too.

Meet the team

Steve Seddon
Director, Mortgage Broker
With extensive experience in the finance and banking industry, Steve’s worked for 12 years in the Commonwealth Bank and for 20 years as a broker. Steve’s into all sports and is a team player at work and in life.
Mary Vugs
Loans Manager & Senior Credit Analyst
Having worked in the finance industry for 45 years, including NAB and ANZ, Mary has an amazing memory for numbers. Mary brings with her a wealth of banking experience.
Judy Brown
Loans Manager, Credit Analyst
A fully qualified accountant, Judy was previously a Branch Manager at Westpac. Judy has a way with numbers and people. She also loves shoes and handbags.
Jacqui Seddon
Loans Assistant
Jacqui is studying at Deakin University, completing a double degree in Criminology and Psychological Science. Jacqui loves cats and the beach. She never thinks the water is too cold or the surf too big.

Why we’re different

We listen. Understanding your needs is important to us.

Using our experience, we help you achieve your goals. Our team is packed with expertise in banking and finance. It’s our values, experience and work ethic that makes working with us so easy.

For more than 20 years, we’ve seen the ups and downs with interest rates and the challenges change brings when you’re trying to get the best deal on your loan.

This is why we’re here to help. We cut ‘complex’ out of loans, giving you the best loan options that are simple to understand. With our panel of over 70 lenders, you know you’re getting a selection of the best deals.

We believe in being…

Fair & Respectful

We treat everyone equally and without judgement, regardless of background or financial situation

Independent & unbiased

We’re working for you and will always give you the most suitable options in your best interests

Honest & Open

Communicating openly, directly and being transparent in our actions are important to us

Reliable & Trustworthy

We’ll do everything we can to help you reach your goals while keeping things as simple and stress-free as possible

Friendly & Down-to-earth

Our team are approachable and easy to deal with. We’re always up for a chat over a coffee

You’ll love how easy it is to work with us.

How we work

We cut the jargon to make loans as simple and stress-free as possible. Our team work closely with you, checking in and following up often so you’ll always stay up-to-date with any developments.

Book a chat.

You can do this online or call us on the phone.

Meet with us.

We can come to you or you’re welcome to come to us. We’ll explain different loan options that best suit your needs.

Loan application.

We’ll ask you for documents to prepare your application. This may include payslips, tax returns, bank statements, ID, purchase agreements or construction documents.

Unconditional approval.

You’ve now got formal approval from the lender, confirming you’ve met all the loan requirements.

Pre-approval.

Having pre-approval gives you confidence that the lender will give you the loan you require and any loan conditions.

Preliminary assessment.

We’ll prepare a preliminary assessment to make sure we’re applying for a suitable loan that meets your requirements.

Documentation.

This is where you accept the bank’s terms of the loan and make sure that all your requirements are met.

Settlement.

The funds from your loan have been released for its purpose; property purchase, refinance, consolidation, cash out, etc.

What our customers say about us

Steve and his team and Sabre Financial were the most experienced and lovely team we had the pleasure of working with. We just settled on a house after an almost 6 month process, everyone on the team has great knowledge on what they are doing and we felt comfortable through the entire process. Thanks Team!

Stephanie

Berwick

This is the second time I’ve worked with Steve (Sabre Financial) and it was just as easy as the first! It’s as simple as reaching out and they handle the rest. It’s good to know you don’t have to chase anything, they do all the followups etc. Steve has a wealth of knowledge and is happy to answer any questions. Thanks again!

Nicole

Doncaster

Steve and the Team at Sabre Financials have always provided us with great knowledge and support. Steve and his team have been there right form the start, helping us with our very first home loan pre-approval application through to getting us in the right home loan for our forever home.

Jason

Caulfield

Steve and his team were absolutely amazing from the initial conversation through to the completion, understanding our individual needs and requirements and then being able to explain our options made us feel confident we were in safe hands. I would recommend Steve to anyone and plan to use him again when the time comes to make the next property decision.

Bradley

Lynbrook

How we’ve been recognised

We’re proud to have won industry awards for our service and the expert, independent financial advice we provide.

MFAA 20 Year Member

Awarded by the Mortgage & Finance Association of Australia for being a member of the peak national industry body for professional finance brokers for 20 years

Elite Broker status

Awarded by the Commonwealth Bank of Australia for consistently delivering a great experience to customers

AFG Hall of Fame

Inducted in 2018. AFG was established in 1994 to help Australians find a fairer deal and is now one of Australia’s most secure and prosperous mortgage aggregators

Top 10 AFG Broker

Helping Australians find a fairer deal, AFG awarded Sabre Financial Top 10 AFG Broker in 2020, 2021 and 2022